PUBLIC OFFER FOR THE PROVISION OF INFORMATION SERVICES
This offer is an official public offer by Sole Proprietor Satenik Zhorovna Epremian, OGRNIP 321784700084380, to any interested party to enter into an Agreement for the Provision of Information Services and contains all the essential terms of such Agreement.
1. Concepts and Definitions
For the purposes of this Offer, the following terms will be used in the meanings defined below:
Webinar – the method, procedure, and frequency of providing information services and distributing Webinar Materials to the Participant, established by the Organizer.
Service – provision of paid temporary access to the Webinar Materials.
Webinar Materials – information contained in a series of audio, video, and other text and visual materials, including live internet broadcasts, provided to the Participant during the provision of information services. Audio, video, and other text and visual materials are provided to the Participant for the duration of their Webinar participation, unless otherwise specified by the Organizer.
Participant – a legally competent, adult individual acting solely in their personal interests and needs, not related to entrepreneurial activity, who has accepted this offer and paid for the services to be rendered.
Organizer – Sole Proprietor Satenik Zhorovna Yepremyan, OGRNIP 321784700084380.
Participation in the Webinar is the process of the Participant's independent and voluntary perception and study of the Webinar Materials during the period of access to the Webinar Materials.
Webinar Platform – a specialized online Webinar platform accessible to the Participant after authorization by entering their username and password, through which the Participant gains access to the Webinar Materials.
Registration is the potential Participant's completion and submission of the registration form posted on the Organizer's Website, as well as direct payment for the Services. If the Organizer has no comments, a link and/or login and password for the Webinar Platform will be sent to the Participant's specified email address.
The Organizer's Website is a composite work comprising a collection of information, text, graphic elements, designs, images, photographs, videos, and other intellectual property, contained in an information system that makes such information available online within the https://o-n-a.art domain zone.
Acceptance of the offer is the potential Participant's full and unconditional acceptance, without any exceptions, of the terms and conditions contained in this offer by paying for the services to be rendered, confirming mutual agreement between the Organizer and the Participant on the terms of the concluded agreement.

2. Basic Provisions
2.1. This document contains the Organizer's public offer to enter into an Agreement. The Agreement is concluded by the Participant's acceptance of this offer, which contains all the essential terms of the Agreement.
2.2. The Participant's performance of the following actions in combination shall be deemed full and unconditional acceptance of the offer:
- Participant registration on the Organizer's website;
- 100% payment for the Service in accordance with the terms of the Agreement.
2.3. Acceptance of the offer signifies that the Participant agrees to all the provisions and obligations of this offer and the Agreement, that the Participant's technical equipment allows them to ensure uninterrupted communication, including online, and that they have sufficient software to Participate in the Webinar online, read, view, and listen to the Information Materials provided by the Organizer, and perform other actions necessary to receive the services.
2.4. The Participant certifies that they have no misconceptions regarding the agreement being concluded, in particular: regarding the essential terms of the agreement; regarding the nature of the transaction; regarding the person with whom they are concluding the agreement; in relation to the circumstances of the expression of will, from the presence of which he proceeds when making a transaction.

3. Subject of the Agreement.
3.1. The Organizer undertakes to provide the Participant with the Service in accordance with the terms of this Agreement, and the Participant undertakes to pay for it in accordance with the established price.
3.2. The period of access to the Webinar Materials is determined by the Organizer and is indicated on the Website.
3.3. The Organizer independently determines the topic, content, and volume of the Webinar Materials, access to which will be provided in accordance with this Agreement.
3.4. Any circumstances arising for the Participant, including technical ones, that in any way prevent the receipt of the Service, in the absence of the Organizer's fault, are the Participant's responsibility and do not constitute grounds for a refund of the money paid. The Organizer is not responsible for the operability of the internet network, third-party services, programs, or equipment through which the Participant receives the Webinar Materials.
3.5. The Service is considered provided by the Organizer to the Participant from the date of provision of access to the Webinar Materials.
3.6. The Organizer's service, having properly provided access to the Webinar Materials, is considered rendered regardless of whether the Participant has actually reviewed the Webinar Materials.
3.7. The conclusion of this agreement does not imply any full or partial transfer to the Participant of any exclusive or other rights belonging to the Organizer, the author, or third parties to the Webinar Materials and their means of identification. The Participant is prohibited from distributing, replicating, copying, granting rights to use to third parties, alienating, or otherwise disposing of the Webinar Materials received.
3.8. The Webinar Materials are compiled by the Organizer using a professional level, confirmed by its own experience and in accordance with the author's vision, using independently developed techniques and methods.
4. Rights and Obligations
4.1. The Participant is obligated to:
4.1.1. Upon registration, complete all fields of the registration form, providing true, complete, and accurate information as specified in the registration form. The Participant guarantees to the Organizer that the information they provide is accurate.
4.1.2. Independently and promptly familiarize themselves with information about the provision of the Service, and independently monitor the start and end dates of the Service.
4.1.3. Pay 100% of the Service fee before the start of the Service.
4.1.4. Ensure the safety, secure storage, and non-disclosure of the login information (login and password) for accessing the Personal Account to third parties.
4.1.5. Independently ensure the availability of the hardware and software necessary to access the Webinar Materials.
4.1.6. Participants are obligated to observe proper communication etiquette and refrain from using obscene language or expressions that could be construed as insulting other Participants or the Organizer, the presenter, or other persons. Participants may express their opinions only within the scope of the Webinar's content and materials and undertake to refrain from making statements that could be construed as discrimination based on age, race, nationality, profession, religion, political views, or other criteria, or inciting ethnic or religious hatred during discussions on the Webinar platform. Participants may not use or distribute extremist materials or use information from extremist organizations. The Organizer reserves the right to disable a Participant's ability to post messages in the comments or Participants' forum if they violate the provisions of this paragraph, engage in aggressive or offensive behavior, violate ethical standards, or post advertising or third-party information for public consumption.
4.1.7. Maintain and improve their health, strive for moral, spiritual, and physical development, and self-improvement. The Participant acknowledges that they are not seeing a psychotherapist, are not registered with a neuropsychiatric clinic, and have no medical or other contraindications to receiving the Services. They do not have any mental, psychological, or behavioral disorders. If mental, psychological, or behavioral disorders occur, the Participant is obligated to follow the clinical recommendations of their treating specialist. Participation in the Webinar if the Participant exhibits signs of these disorders is only possible with the accompaniment and supervision of their treating specialist.
4.2. The Participant has the right to:
4.2.1. Receive information from the Organizer regarding the organization and proper provision of the Service;
4.2.2. Terminate the Service early on their own initiative, subject to reimbursement to the Organizer for the cost of the Service actually rendered and any expenses incurred.
4.3. The Organizer is obligated to:
4.3.1. Provide Participants with clarifications regarding the procedure and rules for completing the registration form on the website, the cost of the Service, and other matters related to the provision of the Service under the Agreement, either orally or in writing via email.
4.3.2. Inform Participants of the start date, duration, access mode, and cost of access to the Webinar Materials by posting this information on the Organizer's website.
4.3.3. Post up-to-date and complete information on the duration and cost of the Service on the website.
4.4. The Organizer has the right to:
4.4.1. Independently determine the Webinar Materials, start date, frequency, duration, and cost of the Service.
4.4.2. Postpone the start date of access to the Webinar Materials due to updating and updating them due to changed external circumstances, including economic and political ones.
The new date will be indicated on the Organizer's website.
The Participant acknowledges and agrees that updating the Webinar Materials is aimed at meeting their needs and that they are interested in receiving up-to-date information. Therefore, changing the terms does not constitute a violation of their rights, including consumer rights.
4.4.3. Engage third parties in the provision of the Service at their own discretion.
4.4.4. Upon expiration of the access period to the Webinar Materials, early termination of this Agreement, or late or partial payment for the Service under the Agreement, the Organizer reserves the right to terminate the Participant's access to the Webinar materials. Access will be terminated on the day of the corresponding event specified in this clause.

5. Service Cost, Payment Terms and Procedure
5.1. The Service Cost is set by the Organizer and is indicated on the Website.
5.2. The Participant is obligated to pay the Service Cost in full before the start of the Service.
5.3. The Service Cost for missed days of access will not be compensated, and access will not be restored.
5.4. In the event of early termination of the Agreement by the Participant, no later than 12 hours prior to the start of the Webinar, based on their request, a refund will be made, minus the cost of the service rendered and any actual expenses incurred by the Organizer. The cost of providing services shall be no less than 50% of the cost of the Services.
5.5. In the event of a Webinar rescheduling, the Organizer will notify Participants at least 24 hours in advance by any convenient means (messaging, by phone number specified in Registration, by sending an email, etc.). Participants have the right to participate in the Webinar rescheduled for a different date or request a full refund in writing.
5.6. Refunds will be made within 10 days of receipt of the Participant's written request, which includes their last name, first name, patronymic, telephone number, email address, and bank details for the refund.
When processing a refund request, the Organizer undertakes to comply with the requirements of Federal Law No. 2300-1 of February 7, 1992, "On the Protection of Consumer Rights" and Federal Law No. 115-FZ of August 7, 2001, "On Combating the Legalization (Laundering) of Criminally Obtained Incomes and the Financing of Terrorism."
The Participant's personal data provided for a refund is processed in accordance with Federal Law No. 152-FZ of July 27, 2006, "On Personal Data" and is used solely for identification and refund purposes.

6. Liability of the Parties
6.1. In the event of failure to fulfill or improper fulfillment of their obligations under the Agreement by the Parties, they shall bear liability as provided by the current legislation of the Russian Federation.
6.2. The Participant shall bear full liability, in accordance with the current legislation of the Russian Federation, for the consequences arising from the provision of inaccurate or knowingly false information, and shall be liable for the violation of the rights and interests of others as a result of such actions.
6.3. The Organizer shall not be liable:
- for the inconsistency of the Webinar Materials with the Participant's expectations or subjective assessment;
- for the impact the Webinar Materials may have on the Participant, including their understanding of their content, their reaction to their content, their actions, and any other changes in the Participant's behavior;
- for how the Participant uses the information received, as well as for the achievement of goals or results associated with the practical application of this information; The Participant implements any recommendations at their own risk, and is liable for any direct and/or indirect losses of any kind arising from any action or inaction by the Participant in implementing the recommendations or information received;
- for the deletion, failure, or failure to save any content or other communication or personal data;
- for the operability of the Internet, third-party services, programs, and equipment through which the Participant accesses the Organizer's Website and the Webinar Materials;
- for any errors, interruptions, defects, or delays in processing or transmitting data arising from the Participant's use of software and equipment, communication line failures, unavailability of individual segments of the Internet (including due to the cessation of third-party websites, including copyright holders of software/equipment), or illegal actions of third parties resulting in the theft, destruction, or unauthorized access to materials posted on the Website;
- any damage to the Participant's or any other person's computer, mobile devices, or any other equipment or software caused by or related to accessing the Webinar Materials;
- any conduct of other third parties using or viewing the Organizer's website.
6.4. The Organizer is released from liability for partial or complete failure to fulfill its obligations under the Agreement if such improper fulfillment is caused by force majeure, i.e., extraordinary and unavoidable circumstances arising beyond the control of the Parties and which could not have been foreseen or avoided. Such circumstances include, in particular, natural disasters (earthquakes, floods, hurricanes), fires, epidemics, pandemics and/or restrictions caused by them, strikes, military actions, terrorist acts, sabotage, transportation restrictions, prohibitive measures by governments, bans on trade operations, including with individual countries, due to the adoption of international sanctions, and other extraordinary and unavoidable circumstances arising beyond the control of the Organizer. The occurrence of force majeure circumstances may be confirmed by, but not limited to, decisions of state and local government authorities confirming the occurrence of force majeure circumstances, force majeure certificates issued by the Chamber of Commerce and Industry of the Russian Federation, documents issued by the Ministry of Internal Affairs of Russia, the Ministry of Emergency Situations of Russia (fire supervision), the meteorological (seismological) service and other competent authorities, media reports and other information sources, and other documents.
6.5. If a force majeure circumstance directly impacts the fulfillment of obligations within the timeframe specified in the Agreement, the deadline for fulfilling obligations shall be extended proportionately to the duration of the relevant circumstance.
6.6. The Organizer shall not be liable for any delay in fulfilling obligations arising from force majeure.
7. Term of the Agreement, Procedure for Amending or Terminating It
7.1. The Agreement shall enter into force on the date of acceptance of the offer and shall remain valid until the end of the Service provision period.
7.2. The Agreement may be terminated by mutual agreement of the Parties.
7.3. The Participant has the right to refuse to perform this Agreement, subject to payment to the Organizer of the actual costs incurred in fulfilling the obligations under the Agreement.
8. Personal Data
8.1. By entering into the Agreement, the Participant consents to the Organizer collecting, recording, systematizing, accumulating, storing, clarifying (updating, modifying), retrieving, using, transferring (distributing, providing, accessing), depersonalizing, blocking, deleting, and destroying, including by automated means, the following personal data from the date the parties sign the Agreement, following its execution or termination, until the Participant's written revocation of their Consent. The purpose of processing is to provide the Service – name; telephone number; email address, nickname; for the purpose of refund – last name; first name; patronymic, bank details, telephone number, email. The processing of the Participant's specified personal data will be carried out for the purpose of concluding and executing the Agreement and in connection with the Agreement, as well as to inform the Participant of events, including advertising, held by the Organizer.
8.2. The Organizer ensures the confidentiality of the personal data provided by the Participant during the conclusion of the Agreement in accordance with the approved Personal Data Processing Policy.
9. Intellectual Property
9.1. The Webinar Materials are provided to the participant for personal use for review and study.
9.2. The participant may not record or copy the provided audio, video, photographic, or other Webinar Materials, use screen capture features, capture text, images, or video with a camera, distribute recordings or photographs, use them, or otherwise dispose of them.
9.3. The participant is prohibited from organizing a public display or public performance of the Webinar Materials, or from engaging in any actions that may infringe the Organizer's exclusive rights to the information and graphic, photographic, video, text, or other Webinar Materials, or violate the copyrights of others.
9.4. The participant is prohibited from sharing access codes or access to the Webinar Materials with anyone. Otherwise, the Participant's actions will entail civil, administrative, and criminal liability in accordance with the current legislation of the Russian Federation.
9.5. This offer is valid until revoked by the Organizer.
10. Other Terms.
10.1. Any notifications and messages will be sent by the Organizer and the Participant to each other via electronic documents transmitted via communication channels that allow for the reliable identification of the document as originating from the party to the agreement, including the exchange of information using the Internet (email). If necessary, the parties may also communicate in writing via mail, courier services, or by personal delivery or telephone. Interaction via electronic documents involves sending, receiving, and storing legally significant and other information in electronic form using email. All correspondence via electronic documents may be used as unconditional confirmation of certain factual circumstances related to the execution of the agreement.
The Participant's email address specified during registration, as well as the Organizer's email address specified in the details of this offer, are considered the primary channels of communication under the agreement. Printed documents from the specified email addresses, including those with attachments, are considered valid written documents in the absence of such documents.
In the event of a discrepancy between a properly executed written document and a document printed from email, the properly executed written document takes precedence. Any message sent to the specified email addresses is deemed delivered on the date it is sent. The risk of non-receipt of messages and materials by email or of late receipt rests with the party specifying such an address as their primary channel of communication under the agreement. A party has no right to claim the invalidity or illegitimacy of a message sent from its email address.
10.2. Full or partial assignment of claims by the Participant under the agreement is not permitted.
10.3. This offer and agreement shall be governed by and interpreted in accordance with the laws of the Russian Federation. Any issues not regulated by this offer (the concluded agreement), as well as any disputes, shall be resolved in accordance with the laws of the Russian Federation.
10.4. The Organizer does not carry out educational activities as provided for by Federal Law No. 273-FZ of December 29, 2012, "On Education in the Russian Federation." Therefore, the Participant cannot exercise the right to receive a social tax deduction provided for in subparagraph 2 of paragraph 1 of Article 219 of the Tax Code of the Russian Federation.
10.5. All disputes and disagreements arising in connection with the execution of this Agreement shall be resolved by the Parties through negotiations.
10.6. In the event of failure to reach an agreement between the Parties, all disputes shall be resolved in court in accordance with the laws of the Russian Federation at the place of registration of the Organizer.
11. Details of the Webinar Organizer.
INN 780109538125
OGRN/OGRNIP 321784700084380
Current account 40802810400001908623
Bank JSC "TBank"
Bank INN 7710140679
BIC bank 044525974
Correspondent bank account 30101810145250000974
Legal address of the bank: 127287, Moscow, st. Khutorskaya 2-ya, 38A, building 26
Email: satiepremyan@yandex.ru
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S.Zh. Epremian